CostOak

Small-business costs, sourced

Know the real cost before you buy.

What small businesses and freelancers actually pay for software, services, equipment and money. Every price has a source and a date, and renewal prices are always included.

  • Sourced prices
  • Dated tables
  • Renewals shown
Example

Software stack · 5-person team · monthly

CRM 5 seats
$75
Accounting
$40
Payroll 5 people
$90
Email marketing
$30
Hosting
$15
Monthly total$250
After renewals$290 +16%

Illustrative numbers only, not real vendor prices.

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What's your minimum freelance rate?

Move the slider. This mini version assumes 25 billable hours a week, 6 weeks off, 25% tax set aside and $6,000 overhead. The full calculator lets you change everything.

$60,000
Minimum hourly rate$75
Open the full calculator

How we price things

Numbers you can check

①

Sourced

Prices come from vendors' published pricing pages and official sources, linked on every page. Never a guess presented as data.

②

Dated

Every table says when it was checked, and we re-check at least quarterly.

③

Independent

Partners can't see or change content. A commission never changes a verdict. Editorial policy

Questions

Is CostOak free?

Yes. It's funded by ads and affiliate links, which are labelled. See the affiliate disclosure.

Where do your prices come from?

From vendors' published pricing pages, captured and dated, plus official sources such as the IRS and SBA for finance topics. Details are in the methodology.

Is this financial or tax advice?

No. It's general information. Check with a qualified accountant, CPA or EA for your situation.

Who writes CostOak?

Jai Nischal Verma, a web designer who runs his own freelance business. Every price comes from the vendor's published pricing page, checked and dated.

Do the calculators store what I type?

No. They run entirely in your browser and nothing is sent to us.

Price it out before you commit.

Add up your software stack in under a minute.

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